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Three tiers. Every price visible.

Most CPA firms make you book a call to learn what anything costs. Here is the whole structure. Engagements are monthly, so the relationship is continuous instead of a once-a-year scramble.

Tier one

Compliance Foundation

For small business owners and individuals who need accurate, on-time tax and bookkeeping with a real CPA on the other end of the email.

$850 / month, starting

What is included

  • Annual federal and state tax returns
  • Quarterly estimated tax support
  • Monthly or quarterly bookkeeping
  • IRS correspondence handling
  • Year-end planning meeting

Set up clean books and S-corp election for a pre-Series A SaaS founder in Carrollton, saving an estimated $18,400 in first-year self-employment tax and eliminating quarterly estimated payment surprises.

Tier two • Recommended

Advisory Partnership

For business owners who are tired of just getting a return filed and want a real strategist twice a year.

$1,650 / month, starting

What is included

  • Everything in Compliance Foundation
  • Two semi-annual tax strategy sessions
  • Entity structure review
  • Owner compensation optimization
  • Retirement contribution strategy
  • Quarterly check-ins

Restructured the entity stack for a Lewisville-based real estate investor with six rental properties, capturing $34,200 in previously missed depreciation in year one and a 4.8-point reduction in effective tax rate after the cost segregation study landed.

Tier three

Fractional CFO

For founders running $1M to $10M businesses who need real financial leadership without hiring full-time.

$4,800 / month, starting

What is included

  • Everything in Advisory Partnership
  • Monthly financial close
  • KPI dashboard
  • Cash flow forecasting
  • Board-ready financials
  • Capital strategy support

Built monthly close, KPI cadence, and lender-ready financials for a Coppell-based professional services firm at $3.2M ARR, supporting their move from owner-managed bookkeeping to investor-readiness over nine months.

If you are not sure which fits, the first call is free and we will figure it out together.

Snow-covered mountain peaks under a clear sky.

Three tiers, one climb

You do not need the summit on day one. Start where the business is, and climb a tier when it is ready.

The Cowell and Co. client portal dashboard: return status, open tasks, recent activity, and documents on file.
Open the client portal interface

Included in every tier

Every client gets a portal. Not an afterthought, the workflow.

Document upload at midnight if that is when you have ten minutes. Real-time status on your return, your books, your open advisory items. Encrypted, audit-logged, SOC 2 compliant. Email is a liability in 2026. We do not use it for anything sensitive.

Day one

Kickoff inside the portal. Engagement letter signed, document checklist appears, you upload the first batch from your phone.

Week one

Documents reviewed, follow-up questions inside the portal thread instead of buried in email, first deliverable scheduled.

Month one

First advisory review. You walk in already knowing the agenda, because it was in the portal three days before.

Open the client portal

Not sure which tier?

The first call is free and we will figure out the fit together.

No pressure to land on the biggest number. Most clients start at the tier that matches today and move up when it earns the move.

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